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Insurance & Payment Options

At SeaShore House Optical, we work with a wide range of vision and medical insurance providers, help you understand what’s covered, and explain your benefits clearly.

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Insurance FAQs

Vision Insurance

Covers routine services like eye exams, prescription glasses, contact lenses, frames and lens upgrades.

Medical Insurance

Applies when your visit is related to eye diseases (e.g., glaucoma, macular degeneration), diabetic eye exams, eye injuries or infections, or medical symptoms like floaters, eye pain, or sudden vision changes.

Out-of-Network? We Can Still Help

If we’re not in-network with your plan, you can likely still use your benefits. Our team will provide you with the necessary documentation to submit for out-of-network reimbursement and help you maximize your coverage.

Pay with FSA or HSA Funds

Many of our services are eligible for payment using flexible spending (FSA) or health savings accounts (HSA). These are pre-tax dollars that help reduce your out-of-pocket costs.